Terms of Service

1. Acceptance of Terms

Welcome to the website of The Mega Paragon. By accessing or using this website, our portal, or our interactive tools (including our AI chatbot assistant), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, you must refrain from using the site.

2. No Financial Advice Disclaimer

Information on this website is for general guidance only and does not constitute personalized financial advice. Product recommendations and financial planning discussions should be handled by authorized representatives.

All informational materials, blog posts, calculators, and automated responses provided by our AI assistant are for general guidance and educational purposes only. They do not constitute personalized financial planning, investment suggestions, tax, or legal advice. Speak with an authorized financial coach or representative before making financial commitments.

3. Interactive AI Assistant Guidelines

Our AI assistant is designed to help you locate company information and learn about general services. By utilizing the chat, you agree to:

• Provide honest and respectful inputs. Do not input spam, malicious script injection, or offensive material.
• Refrain from sharing passwords, account keys, or highly sensitive personally identifiable data.
• Understand that AI outputs are automatically generated and may contain errors. The Mega Paragon assumes no liability for decisions made solely based on chatbot responses.
• Acknowledge that conversations are logged for security and quality purposes, but you retain the right to delete your active session data at any time via the chat interface.

4. Intellectual Property

All text, graphics, logos, layouts, scripts, code, design tokens, and media files on this website are the property of The Mega Paragon and are protected by applicable intellectual property, trademark, and copyright laws. Unauthorized reproduction, modification, or distribution is strictly prohibited.

5. Limitation of Liability

To the maximum extent permitted by law, The Mega Paragon, its directors, coaches, and staff shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, our website, portal, or chatbot, even if we have been advised of the possibility of such damages.

6. Governing Law & Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of the Philippines.